You might be able to contact your bank and talk to them about the overdraft fee, I got slapped by them as a teenager and someone at a booth (was the good old days. you see) simply undid the fees.

my friends started saying “Linux moment” whenever I have an issue with anything so naturally insay “windows moment” every single time their game crashes or they “need to reinstall graphics drivers”

oh no! it’s [insert excuse] not windows!