That system seems so alien to me, I can’t even imagine. When my wife gave birth, she lost a ton of blood, like, far more than normal. She ended up needing both an iron and blood transfusion, and we needed to stay for a few extra days. She got a ton of meds and got seen by several doctors. Plus my baby had a couple small issues too which needed to get treated. Everything worked out okay, and everyone’s healthy now, thankfully. We didn’t pay a single cent. It was all covered. I can’t imagine making those decisions thinking about how much it would cost. I remember shortly after birth we were looking at how much birth costs in the States, it was insane. I can’t remember how much now but it was just for regular birth, I’m sure all the extras we needed would’ve cost more.