Neo was powerful. I wonder if he could have gained the same abilities, without the help of Morpheus, throughout his time in the matrix. Were he able to do so, he could have lived a nice life inside. I guess Neo felt a higher calling to free mankind or something, so he left… or maybe Morpheus just didn’t tell him the whole picture before offering the pill. Morpheus probably needed a powerful warrior and just rolled the dice on Neo, deciding to not exactly paint the whole picture.
Anyway… had I known the whole picture, I’d have stayed inside.