I’m unaware of anyone but curve, and curve seem to shadow-ban you for having rooted or weird phones and then claim kyc failure. In general they are quite shady and have poor customer service.
You know any other ones? Would be very useful since I think anyone in the eurozone could then use those.
That’s actually very promising. It’s europe, I should just go and see if I can open an account with them even without german residence.
Do they have decent online-banking and savings accounts?
Well, it really depends. Both aren’t one single big bank, but a lot of semi-connected local banks. They are huge disparities in what e.g. Sparkasse München and Sparkasse Hinterpfaffenhofen can offer. The bigger ones mostly have proper online services, but might require a letter for some stuff.
Regarding savings accounts - from what I’ve seen, most of the products they offered weren’t really competitive, and mostly relied on you not shopping around. Volksbanken, as a co-op, allow you to buy shares in the bank, which can have a pretty good return, but there is a relatively low limit on how many shares a single person can own, so no one can have outsized voting power.
I’m unaware of anyone but curve, and curve seem to shadow-ban you for having rooted or weird phones and then claim kyc failure. In general they are quite shady and have poor customer service.
You know any other ones? Would be very useful since I think anyone in the eurozone could then use those.
Here in Germany, it’s pretty much Sparkassen and Volksbanken. One are city/state owned, the others are pretty much a co-op.
This is pretty Germany specific. Heard from friends elsewhere they had some luck with local options, but don’t have a list Handy rn.
That’s actually very promising. It’s europe, I should just go and see if I can open an account with them even without german residence.
Do they have decent online-banking and savings accounts?
No.
Well, it really depends. Both aren’t one single big bank, but a lot of semi-connected local banks. They are huge disparities in what e.g. Sparkasse München and Sparkasse Hinterpfaffenhofen can offer. The bigger ones mostly have proper online services, but might require a letter for some stuff.
Regarding savings accounts - from what I’ve seen, most of the products they offered weren’t really competitive, and mostly relied on you not shopping around. Volksbanken, as a co-op, allow you to buy shares in the bank, which can have a pretty good return, but there is a relatively low limit on how many shares a single person can own, so no one can have outsized voting power.
So, bit of a mixed bag, really.