I’ve been trying to get my finances in order for a while. I’ve been looking up different software to help me budget, but I can’t find privacy respecting software besides Firefly III, which is self hosted. I usually try to find a few options then evaluate from there, but was wondering if you guys had any recommendations to throw in the mix!
No disrespect, you honestly first need to understand the theory of budgeting and then you can practice.
Trying to find a program to assist you is really just something to distract you.
All you need is a free excel type program.
The physical action of looking at your bank statements and transcribing that data into your excel budget by hand enforces spending discipline and spending awareness.
Once you have everything in order and you are able to prove to yourself that you are financially stable, then integrating program assistance makes sense.