• my_hat_stinks@programming.dev
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      2 days ago

      If you’re asking that question you’re probably already at lower risk. Just think of scammers calling up your grandparents or something like that; they pretend to be Microsoft, ask for the user’s credentials, attempt to sign in, then ask for the user’s one time passcode. You can get more elaborate setups but that’s the gist.

    • flamingo_pinyata@sopuli.xyz
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      2 days ago

      Fairly easily if you create a good replica of the original website the user is trying to log in to.
      In a lot of cases, even technically savvy people are not going to verify the URL.

      • artyom@piefed.social
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        2 days ago

        I see. I use a password manager so it would probably not fill in the password or the TOTP and throw a red flag for me.

        • IanTwenty@piefed.social
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          1 day ago

          The phishing attack could also try to convince you your bank had changed domains (hey we’ve been bought by Big Bank and will be moving your account to BigBank.com) and therefore not to expect your password manager to autofill (this is a stretch I know).

          Passkeys are resistant to phishing as they cannot be replayed and your authenticator should refuse challenges from the wrong domain. Even if it did solve a challenge from bigbank.com it’s worthless as the origin is included in the returned challenge so cannot be used by the attackers on the real bank site.

        • libewa@feddit.orgOP
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          2 days ago

          That wouldn’t work with the iOS passwords app, since Autofill breaks all the time…