I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.

Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.

So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.

I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.

  • andros_rex@lemmy.worldOPEnglish
    5·
    1 day ago

    Not trying to lay blame, but doesn’t Venmo ask where you want the money to come from every time you send money?

    No, unless that shows up if you are transferring in the app. It did not ask me where the money would come from. I was using a grocery delivery service and selected Venmo as my payment option. I assumed that selecting Venmo over my bank would take it from my Venmo.

    I already got my credit union to forgive a charge on an accidental 1.99 purchase. I don’t think they’ll do it again.

    I have even less hours this month. I’ll probably just end up driving off a bridge. There’s no way I’m ever going to be financially solvent again.

      • andros_rex@lemmy.worldOPEnglish
        2·
        20 hours ago

        It is, but it took Venmo and I don’t think Walmart does. I needed groceries and that seemed to be the best option with my only money being the $50 in the Venmo account. I thought about asking someone if I could send them the money and get cash instead, but didn’t have anyone I could do that with.