I used to always prefer to pay later (with no interest), cuz i heard it would prove schufa score but I just received an email from klarna, how in the future they will need to view all my purchases history to make sure it fits my budget and income.
What the heck? I thought EU was better for privacy. If we don’t buy things on credit, we get a bad credit score, and if we do, then we have to sell our data ?
Im not sure if this will disincentivize enough people or not. But for sure, this will create reasonable ground to collect our monthly expenditure and income data to eventually use in dynamic pricing