Nice idea in theory . . . but here in the UK, increasingly customers are being left with little other choice. Between banking apps using push messages to verify credit/debit card transactions, closing of physical branches and requiring authentication via the app to log into the website . . . not using their app is becoming more and more difficult every day.
My bank requires using a card reader for ID if you use a web browser. It can be done but it means carrying three physical things (phone, bank card, bank card reader) instead of one (phone).
My point is that there is an actual difference. It’s not just a repackaged web app, and has actual drawbacks.
My personal plan is to move as much of my day to day stuff to a Mecha Comet, and also carry my Fairphone running Android for whatever proprietary crap that the world wants me to run. It’s two devices, but hopefully will minimize exposure to big tech.
Just use a web browser.
People act like they can’t live without these apps, which are often just a repackaged website anyway.
Nice idea in theory . . . but here in the UK, increasingly customers are being left with little other choice. Between banking apps using push messages to verify credit/debit card transactions, closing of physical branches and requiring authentication via the app to log into the website . . . not using their app is becoming more and more difficult every day.
My bank requires using a card reader for ID if you use a web browser. It can be done but it means carrying three physical things (phone, bank card, bank card reader) instead of one (phone).
So it is a minor inconvenience?
Also it would be an option to switch banks.
My point is that there is an actual difference. It’s not just a repackaged web app, and has actual drawbacks.
My personal plan is to move as much of my day to day stuff to a Mecha Comet, and also carry my Fairphone running Android for whatever proprietary crap that the world wants me to run. It’s two devices, but hopefully will minimize exposure to big tech.
pushTAN?