Some IT guy, IDK.

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Joined 3 年前
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Cake day: 2023年6月5日

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  • I need savings because all my bills land in the same week-and-a-half timespan.

    So there needs to be all of the money in the account before that happens.

    I know, it’ll balance itself out in the long term, but the weeks I don’t have bills to pay are usually the weeks that I need to refill the pantry, and end up spending more than I have allocated for that week so that I can eat.

    I need to accumulate the base amount to pay all my bills when they come due, before I can really get started.

    I know it seems really simple, once all my bills are done for the month, start then! Except there’s probably incidentals, like the food that I mentioned, that need to be purchased, that I just can’t afford on the $100 available for me that week. So I take what’s needed, and then I’m behind again. The cycle continues.

    I had a very good system for this when I was getting paid twice a month. I took the ~400 or 450 or whatever (again CAD) from each paycheck, and I split my bills so that, by cost, they were roughly split between before-the-15th and after-the-15th pay periods. I’d get paid, take my share, let the bank do the rest, and when I get a notification for a bill I need to pay by hand, from my calendar app, I go and pay it in full.

    Then I ended up with weekly pay and suddenly, I’m paying 130%+ of a weeks income to pay my bills on the same week.

    It fucked me up man. I’m still pretty wrecked by it and it’s been like this for more than a year.





  • This all sounds great until you realize that you need time to run up to this, or a modicum of savings in order to make it happen.

    Your numbers are optimistic at best. My bills vary and they’re more than 70% of my income (roughly).

    It’s more efficient to deposit my money into a bill payment account, then take out what I can spend from that.

    Guess what I already do?

    Guess how much “spend” I have, per week, that needs to cover all of my gas, food, and everything else? I’m not even saving a dollar, and my available money per week is around $200.

    That seems great until you realize that I’m Canadian and it’s Canadian dollars, and $200 CAD is around $150 USD.

    I’m employed, full time, in a specialized field, and I can spend $100 USD a week on food because I need the extra $50 for incidentals and gas.

    I don’t need a budget. I have a budget. I need a raise.









  • I have a job and it’s a struggle to find reasons to give any fucks anymore. I used to be paid “enough” and according to inflation calculators, I’m making nearly the exact same amount (in terms of buying power) as I did in 2013; but my expenses are definitely higher.

    This isn’t a competition but if I can’t progress in my career at a pace that even rivals inflation, then what the fuck am I even supposed to do?

    My responsibilities have increased, but my buying power is ludicrously the same. It’s infuriating.

    You’re not alone.



  • I definitely want it. If it’s cheap, I definitely want two.

    Actually everything they recently announced looks great. I really want to try to frame.

    I gave up on VR after the oculus CV1 got canned. I bought one, got a few decent years out of it in spite of “meta” buying the company and making it shit, but when they stopped selling the connection cables for the CV1, which was the part that broke most frequently, I just backed the hell off and thought to myself, “this shit is cool, but it’s clearly not established enough to be predictable, maybe some day”.

    Whelp, I think we’re finally there.

    Until now, you had the “option” of either something mainstream like the quest 7 (or whatever number they’re on), or you can pick from either the index, which was on the pricy side for what you were getting, or the bigscreen beyond, which required an iPhone to scan your face so they can make a custom face shield just for you (and to get more you had to scan those people in and get face shields for them at a premium). Anything else was so niche that you probably were not getting support, if the company even existed in a few years to support you.

    Now? A first party VR that actually looks good and works natively with steam…

    So yeah… Where do I sign up?

    I’ve wanted a steam deck for years but I don’t game on the go so I can’t really justify it, but the rig I’m using for couch gaming is getting pretty dated… So this seems like a great time to get back into everything… Though, finding the money I need to get the systems is going to be a challenge…



  • It depends on how they “won”. If it was a full hearing with a jury and everything, that’s public record. If it’s arbitration, that’s probably not public record.

    Bragging about a “win” in arbitration, and making something that’s not a public record, into a public record, is usually a problem.

    With the current wording, while you can infer from context, the outcome of the case, it isn’t explicitly stated by the lawyer. The largest disclosure here is from the party that feels they were “wronged”, and the lawyer is simply stating that “this person wasn’t my client” (more or less). You fill in the rest.

    The fact that the commenter was not their client is not disclosing any private information, nor any information about the matter that’s being discussed. It’s a simple statement of irrefutable fact. (Or fact that can be proven at least)

    If the lawyer crosses a line by discussing case specifics, like what the matter regarded (divorce, custody, property, whatever), or the outcome of that case, when it is not a matter of public record, can land them in serious hot water.

    I would assume, again, from context, that the matter is not presently a part of public record.



  • I would argue that capitalist monopolies are the problem.

    There are examples where a “monopoly” has 100% of the market and they do a good job, usually in non-profit driven contexts. To provide an example: there’s only one organization in pretty much any given area, that handles extinguishing fires. Usually called the fire department, and it’s run by the local body of government in a monopoly context.

    They still do a great job, but there’s no competition in fire fighting.

    They’re not inherently profit driven.

    Also, hats off to the firefighters out there, you guys are awesome. Anyways, back to my point.

    There are good organizations that operate a monopoly in their service segment. They’re just typically owned and operated by a democratically elected government. Of the people, for the people, by the people.

    Any monopoly that is profit driven, especially any that are capitalistic, will succumb to enshittification, 100% of the time, it’s just a matter of when it happens. The only time that it is possible to not have that happen, is in privately owned corporations, which are rare… But the leadership believes in improving the product more than profiteering. But on a long enough time line, that will also fail because inevitably someone will buy the company or inherit it, and they will want to maximize their profits over everything.

    It will always happen when things are privately held, and especially if they’re publicly traded.