

I understand the justification but just don’t think it holds in 2026 unless you’re in a worse position than even paycheck-to-paycheck. 50% is solid odds for that reward, there’s a difference of two orders of magnitude, those two orders of magnitude are actually meaningful, and $50,000 in 2026 money is “tread water a little more comfortably for a while” money while $10 million – 200x more – is still “invest and go do whatever you want” money.
















Perceptron: Seer of Light
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