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Joined 2 years ago
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Cake day: August 3rd, 2023

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  • One weird thing you missed is the “length of credit” though. Let’s say you get your first credit card somewhere as a kid, and now you’re 40 and haven’t had anything else. Suddenly, that bank wants you to pay a monthly fee to keep your account open. If you get a new credit card somewhere else, and cancel your kid-card, your score is going to get hit quite a bit, no?

    If you did it “correct”, you’d have 10+ different cards lying in a drawer at home to tons of different credit agencies.

    It’s all an insane game that you have to play, despite the fact that it can usually be played “for free”.


  • Yeah, I would consider that somewhat “acceptable” usage though. It’d be irresponsible to approve a large loan to someone who’s already extremely overindebted, for example.

    Sweden’s system doesn’t have a specific number like the US, but mostly just shows economical health. How many active loans you have, income over the last few years, and if you’ve had loans go to the enforcement agency. But we have the same sickness as America: if you have had something go to the enforcement agency within the last 3+ years, it’ll be basically impossible for you to rent an apartment (as if it wasn’t difficult in the first place).















  • kungen@feddit.nutoMemes@sopuli.xyzI miss Levis
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    1 month ago

    Wrangler still makes cheap, basic jeans out of thicker denim

    Used to be decent, anyways. Now the price has more than doubled in the last year, and it broke after a couple months for me. I then ordered a second pair and the same thing happened. Maybe there’s a specific variant, or they sell different qualities to different markets?