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Joined 2年前
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Cake day: 2023年12月3日

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  • I remember seeing this and losing track of it a year or more ago. But the ecosystem seems to have died about 2 years. Libraries are all 2+ years old. The downside I see with it is that it requires signing up to join the system, which is surely a blocker for many people. First you have to know about it, then you have to trust it, and then you have to find the people who use it.

    That said, I love the idea of being able to pay for anything with your web-browser. How far away we are from it though, I don’t know. The name “interledger” is also unfortunate as it immediately makes you think “crypto”, which will probably turn off a lot of people to the wallet.

    It isn’t clear to me how the connection to the bank is actually made. Gatehub for example says SEPA and Wire transfers work, but so do XRP, and bitcoin. The wallet seems to be held by them, but does that make them a bank? Maybe I’m thinking to much about it…

    Maybe it warrants another look. But I do think that connecting the current world to easy donations is important. Web monetisation could be added later once it becomes a standard.


  • Is the main issue really tracking and consolidating microdonations, or is it transferring credit between these donation systems and traditional finance entities like banks and credit card networks?

    They are 2 main issues. As mentioned, you want to transfer the money to the right person, which means tracking (or collection, whatever term you want to assign to it). And you want to transfer in the first place. Since there are so many systems, and some that don’t allow one-time donations, and people are all over the world, it definitely is a problem. That’s why not doing it monthly but annually could help. But that does make me think that it should be possible for the user to filter donation methods. For example filtering out direct transfers to accounts outside of your region due to transfer costs. Thanks, I can add that.

    Which regulatory compliance things would apply to this in its current form? Or do you mean that connecting to a user’s bank account would incur the wrath of the authorities?