Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
I dealt with this shit years ago with LA Fitness as well. I wanted to try it, and they said “oh yeah you can sign up and try it out for x days and if you don’t like it, it’s free to cancel” so I said sure. Well I decided to cancel half way through and the sales guy first hit me with the “but I’ll lose the commission and I already spent it” crap, then said they’d cancel it, didn’t, went in to try and cancel, they said “oh you gotta mail a thing in to cancel” by which time there wasn’t enough time for it to get there. So I cancelled my credit card and said 🖕. Got some calls at first about it, then I guess they sold it to a debt collection agency that tried to offer me a lower fee option to recoup their losses but I just ignored their calls after the first one till they stopped. Never did see it hit my credit surprisingly.
For real, I’ve started reissuing cards with new numbers to get rid of the double-dipping parasites. I haven’t gotten a call yet, but it’s going to be hilarious when I do.
That sounds like a credit card chargeback to me.
Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
Then you chargeback the fee and file a complaint with your credit card.
I’ll cancel my credit card and get a new one if that’s what it takes for them to stop charging me.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
Look man do whatever you want, it’s not my money, just trying to help
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
Or you could just not sign a contact to work out.
careful… this may not (most likely won’t) stop authorized contract payments and will only make it so you can’t use the card.
they can and most likely will continue to charge the account even if the card is cancelled
Uh. Good to know.
I dealt with this shit years ago with LA Fitness as well. I wanted to try it, and they said “oh yeah you can sign up and try it out for x days and if you don’t like it, it’s free to cancel” so I said sure. Well I decided to cancel half way through and the sales guy first hit me with the “but I’ll lose the commission and I already spent it” crap, then said they’d cancel it, didn’t, went in to try and cancel, they said “oh you gotta mail a thing in to cancel” by which time there wasn’t enough time for it to get there. So I cancelled my credit card and said 🖕. Got some calls at first about it, then I guess they sold it to a debt collection agency that tried to offer me a lower fee option to recoup their losses but I just ignored their calls after the first one till they stopped. Never did see it hit my credit surprisingly.
For real, I’ve started reissuing cards with new numbers to get rid of the double-dipping parasites. I haven’t gotten a call yet, but it’s going to be hilarious when I do.