I’m trying to setup my VPN and I’m a bit confused here.

I have a commercial VPN subscription that I’m using on my phone and laptop. Now I’ve set up WireGuard on my OpenWRT router to access my home network remotely. I can connect to it from my phone but from what I see there’s no way to have both commercial VPN and my local network WG active at the same time (both are using WG so I’m trying to create WG config with two peers but I don’t think it’s possible).

So what do people actually do? From what I see I have 3 options:

1. Don’t use commercial VPN on my phone, only use WG to access my network
2. Switch between VPNs manually whenever I want to access my network
3. Setup commercial VPN on my router, move all my networks traffic through this VPN and move all traffic from my phone through my home network.

Am I missing something? What’s the typical approach here? I thought that what I’m trying to do is basic scenario but it looks like it’s not that simple if at all possible.