Oh no, the interest rate went up!
Who could have seen that coming?
No but for real, they’re actually switching over to the FICO 10 T model for credit scoring like, this week and next week, probably gonna leave a lotta people fucked up in the credit score department.
Whole lotta tricks that people used to use … they’re not gonna work anymore.
FICO 10 T model
oh boy
You should use a second credit card to pay it off
That actually was a thing and people would keep 3 to 4. But they had to stop allowing that.
If you can get a better rate on a card somewhere else it would make sense. But if people understood interest rates they probably wouldn’t be in this mess to start with.
Tap for spoiler
I know there’s people out there that really didn’t have a choice but many, many did.
