• kambusha@sh.itjust.works
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    1 day ago

    Not that I would use it, but it’s read-only access via Plaid. I doubt any bank offers an API to allow write-access.

    • Em Adespoton@lemmy.ca
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      1 day ago

      Do you really want OpenAI employees having full knowledge of your banking accounts and activities?

      It wouldn’t take much to throw that data about millions of people at an LLM to do all sorts of stuff, none of which requires write access.

      • kambusha@sh.itjust.works
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        1 day ago

        No, it’s a privacy nightmare, which is why I would never dream ot using it. But it won’t run away with all your money is my point.

        What I do see happening in the future is them connecting to crypto accounts. That’s when it will wreak havoc.

      • wampus@lemmy.ca
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        1 day ago

        Do you think banks and credit card companies / credit bureaus aren’t already using LLMs on their massive amounts of data?

      • MCasq_qsaCJ_234@lemmy.zip
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        1 day ago

        To tell the truth, OpenAI has been paying former investment bankers to train its AI.

        However, this feature is currently only available to Pro users; it will roll out to Plus and Go users next, and finally to free users in the coming months.

    • boonhet@sopuli.xyz
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      18 hours ago

      You can initiate payments via API but it requires user consent generally, usually by opening the bank app on your phone and tapping authorize, or you’ll be redirected to your bank website temporarily to do it

    • mrvictory1@lemmy.world
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      16 hours ago

      I’m surprised something like plaid even exists, i’d expect banks to cooperate with no one regarding customer data