I work retail and the number of phones/watches that have just failed to work means I’m never replacing my card. Sure, they could just be idiots who don’t know how to use it like the people who can’t use cards, but card just works.
I once accidentally ran over my credit card with my car after a mishap at a parking garage pay station. Still works fine, though it does have some road rash. Lets see an iPhone do that!
That’s basically why I carry a wallet – as backup. I got used to leaving my wallet at home unless I was driving and I needed my license. But, then one time I spent 45 minutes shopping tried to pay, and for some unknown reason I couldn’t pay with my phone. Now, if the phone doesn’t work I have the NFC card in the wallet. If the NFC doesn’t work on the card, it also has a chip so I can insert it. If, for some reason, that fails too, I have enough cash for at least the main things I want to buy.
If I’m going out and not planning on doing a major shop, and don’t need to drive, the wallet stays home. If something comes up the phone will probably work, but it’s not worth the extra space to carry the wallet just in case.
I work retail and the number of phones/watches that have just failed to work means I’m never replacing my card. Sure, they could just be idiots who don’t know how to use it like the people who can’t use cards, but card just works.
Cards also need to take quite a bit of damage before they stop working too.
I once accidentally ran over my credit card with my car after a mishap at a parking garage pay station. Still works fine, though it does have some road rash. Lets see an iPhone do that!
Massive debt, Massive damage
That’s basically why I carry a wallet – as backup. I got used to leaving my wallet at home unless I was driving and I needed my license. But, then one time I spent 45 minutes shopping tried to pay, and for some unknown reason I couldn’t pay with my phone. Now, if the phone doesn’t work I have the NFC card in the wallet. If the NFC doesn’t work on the card, it also has a chip so I can insert it. If, for some reason, that fails too, I have enough cash for at least the main things I want to buy.
If I’m going out and not planning on doing a major shop, and don’t need to drive, the wallet stays home. If something comes up the phone will probably work, but it’s not worth the extra space to carry the wallet just in case.
Or if you live in the middle of nowhere like I do, stores just don’t turn that feature on.