Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
Some states are offering digital drivers licenses: now:
Some of those states that allow these digital id’s still require u to have your physical ID on you while driving
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it’s a barcode they scan from your screen.
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can’t remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
Cash
I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.
Around me, I’ve seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.
While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.
That’s about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.
No argument, the cash discount framing is more honest.
I haven’t noticed this in my area.
Some people have started to find the use of cash easier for budgeting. But each to their own I guess
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.
I haven’t thought about it but really my wallet serves one purpose these days. To carry a small amount of cards like debit, credit, rewards cards, insurance, etc but is really only used if tap to pay isn’t available. If I have cash, it’s for a reason.
Back in the 2000s I used to carry a money clip til the spring broke on me and I lost $300ish. That was back when I carried cash almost exclusively and when that amount of money could absolutely break me financially.
How did the spring breaking make you lose the $300? Were you holding it over niagara falls when it broke?
Nah it didn’t break completely, just was no longer clamped as tight. Cash fell out of the middle of the folded stack into my pocket. At some point over a few days I noticed loose cash in my pocket, counted, and realized I had money missing. Since it was loose who knows when it fell out of my pocket. I tried to retrace my steps but had no luck. Yes I had been wearing the same jeans and not emptying them at night don’t judge me!
Back then I’d cash my paycheck and carry it around in a money clip like the dumbass kid that I was. Fortunately I never got robbed.
Uhm… on top of not having my phone as my single payment method… where should I carry my id and driver’s license and medical card if not in the wallet? Should I carry them loose in the pocket? Or in my bag? Why? That’s so unconvenient and in the long term ends up damaging them.
In Denmark those are all available on your phone.
Yes, and if your phone runs out of battery, gets stolen or simply dies in any way, you won’t have access to them.
I barely keep my phone on me, period. I hate the thing.
I have a job that prohibits me from having a phone during working hours. It broke me of my dependency and now ive notice people getting irritated if i dont respond in minutes. Some days, they’ll just have to wait til 5 until I can check it again.
But it’s also made me so much less attached. I regularly dont have it on me
It’s my companion for the restroom. If you text me any other time, it’s going to be at least 5 minutes before I notice.
I usually get plastic sleeves with those, so yes, I just have a stack of cards in my pocket. At least I can fit it in together with a phone.
Although I don’t know how to deal with coins. A jacket brings me extra pockets at least, which is why I can more or less only use cash during winter.
Buying a wallet requires a choice. Searching for something right, and I am too lazy for that, so in the pocket it goes. Unfortunately, I often lack pockets. So if I am not traveling, I’ll just leave out my phone, so I can still fit in keys, cards, and a shopping bag. After all, I don’t need a phone most of the time anyway.I have a 3d printed card holder I made.
Is that not just a wallet?
Not sure, there seems to be some debate on the subject.
I use one of those minimalist wallets, and I would describe it as a card holder with an elastic for cash.
My thought exactly. A decade or so ago my back was hurting and I decided to try a different style of wallet. Upgraded to a better one when I realized it works for me.
Even if all I have in it are cards, id, and a single dollar bill, it’s still a wallet, just doesn’t leave me sitting at an angle. Yeah I had a Costanza wallet going on.
why would you even carry your id? the driver’s license is always in the car and the medical card is only needed for appointments at the doctor
The grocery store I buy booze at forces the cashier to scan your ID. Also I walk there.
I might drive my car, I might drive my partner’s, I might drive my coworker’s car. I might collapse on the street and someone needs to figure out who I am from what I’m carrying. The license/id stays with me, not the vehicle.
I don’t know anyone who keeps their license in their car. Car culture is different in the us vs the eu, so maybe not as common over there, but sometimes if traveling with friends you will switch who drives. You should have your license on you if you’re driving. Additionally, it’s good to have your ID in case you forget your credit card somewhere and now you have a document with your picture on it that has a name that matches the card. I still get carded sometimes when buying alcohol or entering certain places so it’s not unusual to want to keep it on hand in case you want drinks or something.
Also good to have your ID and insurance information in case of an emergency.
Because a cop can stop you at any time, in any place for any reason and while (legally) you don’t need to show it - your day will suddenly get a whole lot worse if you don’t.
And In the year of our Lord - you must also worry about ICE
Not just cops, either. If you want to buy alcohol, tobacco, permanent markers, spray paint, or enter a bar or nightclub, you’re required to show ID, either by law or establishment policy, and it’s been that way for decades.
superglue too. that one surprised me
Laughs in EU
No I’m really sorry you have to go through that shit in the US right now, it’s hopefully gonna get better soon
Why are you laughing? Many EU countries require ID on demand. https://en.wikipedia.org/wiki/List_of_national_identity_card_policies_by_country
If you need to use a car that’s not yours, what would you do if the license is in the car?
And why wouldn’t you carry your id with you? Not just police might want to stop and ask for it, but what if you get involved in an accident and have to get taken to the hospital while unconscious? How are they going to id you to know who to call? Just to say an example.
Also, your medical card should always be with you in case of an emergency. You never know when will you need to be taken to the hospital and having it with you makes everything much easier.
There’s no advantage that I can think of in not carrying your documents (or even copies of them) with you.
Because in a lot of places you legally have to carry your ID on you, not just when you’re driving.
So, Gen z just like doesn’t carry those or will have maybe one at a time if they have to just hanging loose. Yeah, it’s weird.
Gen z here, I do use a wallet but many people use these sticky wallets that you slap on the back of your phone case to hold their cards.
I don’t use them because 1. what if something slips out somehow and 2. damn you lose your phone and wallet in one.
We don’t just leave shit hanging loose lol. We still have credit cards and drivers licenses to hold.
I have one of these that has a tracker in it, so even if my phone dies, I can find both my wallet and my phone.
Some would argue that is still a wallet, just a wallet with a magnet to attach to stuff.
i had one of those wallet phone cases and lost my phone. luckily it was at pride and whoever found it was not an asshole. tracked the phone and got it back, and thankfully didnt get my card used or stolen. i learned that day.
(i only lost it that once. just my luck lol)
Millenial here. While I technically have a wallet (card holder) i don’t bring it with me. Ama
Do you eat the cauliflower or the broccoli first in a bag of mixed. Also do you eat one before the other because you want to save the best for last, or you eat it first because you enjoy it more and want it hot?
Yes
Enjoy Google knowing all your transactions! angrily waves cane
Idk What this people could be on about, I’m 22 and like, I have a wallet and a miniwallet that detaches from the main wallet.
Paper cash I usually don’t have, but like cards and stuff.
Yeah, I’m 25, have a wallet, and don’t know anyone my age who doesn’t have a wallet
People keep talking about cash but I have a bunch of other shit in my wallet too, like ID card, insurance cards, bank card, several coupons, a bottle return receipt, cancer screening documentation, antiFamily card, pension card, organ donor card, and I don’t even have a driver’s license or that would go in there too.
Where do the youngsters keep all that?
What’s an antiFamily card?
https://antifamily-card.de/ Unfortunately I think this information is available in German only but the gist of it is that it’s basically a credit card where my Soros money for participating in far-left protests and other such Antifa organised terrorist activities is deposited.
Oh, so you’re not against reproduction.
Well I am against the means of reproduction being in the wrong hands.
I’m not sure what you mean by that.
Shitposting, riffing on “Seize the means of production (from the hands of capitalists)”, don’t overthink it :)
Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options
I learned my lesson when my banking app had an error with location detection and wouldn’t let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.
Get a card binder. Can even put in a note or two with rarely used cards.
It’s OK, Gramps, let’s get you back to bed.
Kids these days with their newfangled ideas!
I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.
And visa has outages sometimes…
You have a phone battery compartment?
Its a fairphone, the battery is user serviceable, pretty much like older phones did it.
If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.
So unless there’s a major outage you don’t notice it
Alternativly I could be out of battery, I don’t have my actual card with me without my wallet.
It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can’t be ignored. Sometimes dap and iem in right and left pocket when it’s one of those trips.
I feel like a handkerchief indicates way older than millenial
Nah, late twenties. Parents taught me from childhood so that stuck around.
I have always found the idea of a hanky really gross. Do you actually blow your nose in it and then put it back in your pocket?
I do that with regular tissue
I use it to wipe other people’s noses, and then clone them into one mega-human when I get home.
Yes, I fold it in a couple times so it stays on the inside
You put your handkerchief in the same pocket as your phone?
First of all, how big are your pockets?
Second of all, doesn’t your phone collect oils from your hand? Do you really want that transferring to your handkerchief in your pocket?
Kerchiefs barely take any space, not sure what size you are thinking of. You change it everyday, just like clothing that picks up the oil.
I guess I was imagining something the size of a cloth dinner napkin, or one of those things bandits cover their faces with. Didn’t realize kerchiefs were smaller.
But my phone seems to attract oil and cling to it. I wipe it down with alcohol every few days but it doesn’t take long to rebuild. Even while keeping my hands clean. I wouldn’t want it in the same pocket as anything I wipe my face with
You usually open up the folded kerchief to wipe your face. Shouldn’t matter if the outside is oily.
deleted by creator
What’s flagging? Is that some hip lingo I’m too old to understand?
Spectacles, testicles (optional), wallet and watch. I know this is supposed to be how to cross yourself, but ever since my mother taught it to me I’ve used it as a way to make sure I was carrying everything I was likely to need.
Sometimes I’ll quote it to my wife and she’ll say “oh wait, I forgot my testicles!”
I’ve memorized my credit card details for a decade and a half for pretty much this reason. I don’t often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I’ve given them the numbers. (And to be clear, I’m grateful to them for accommodating the situation.)
I’ve never considered physically embodying cash within my phone. I’m super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I’m less likely to forget it than I am my wallet. Thanks for the idea!
Strangely enough thats exactly why I dont carry a wallet. I carry all the things you’d expect in your wallet, but spread out over all my pockets.
I will lose a wallet and keys, but I won’t lose my phone. It’s that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it’s the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.
I am far too scatterbrained for that, I would spend half my day searching my pockets
Depending on how much stuff that is, that’s actually insane.
Its all mixed in with like snack wrappers that I havent found a bin for, and a biro that might or might not explode at any moment, and a tangle of wires, and a few receipts, and some vape paraphernalia, and on and on.
Mug me if you like, we’ll be here for hours.
And you have time to set this up each morning before you leave?
Oh no, just wear the same trousers for a few days, same jacket for a week or two. Empty shit when its time to change and let it accumulate in the meantime.
I dont intend to let it accumulate. Every time I swear im going to keep them tidy this time, but ive been an adult for about 20 years now so I dont see it actually changing any time soon
Yeap. That’s what my Gen X cargo pants are for!
I’ve literally never owned a wallet and don’t know many people who do actually have one
Do you just have to remember to grab things whenever you go out? I can use my phone for most payments, but not everything. There’s several things I need regularly in my wallet: driver’s license, some cash, credit card, health insurance card, work ID (doors have scanners), punch cards for our local taco, boba, and ice cream place, grocery store/cvs discount card, and some other things I use less often. If I only had one of those phone cases, I could bring like 3 of the cards, but then my phone would be even bigger in my pocket.
Go out? That’s another millennial thing.
Seems so
I can use my phone for literally all payments. Even kids selling lemonade on the side of the street.
We have digital driver’s licenses, health insurance is just tied to your person.
I bring my lanyard with access card to the office though
Well here in America we’re living in the past. But how do kids have credit card scanners!? I’ve been to Europe several times and the tap scanners are definitely everywhere though, very convenient.
They don’t. They use like a service provided by banks, think cashapp but everyone has it
Ah yeah they’d use Venmo here I suppose
