businesses with over 50 full time employees are required under obamacare to offer minimum health insurance. it doesn’t have to be affordable. most full time workers can’t afford their company’s family insurance, and don’t qualify for any subsidies because their employer offers insurance.
some places it is cheaper to hire only part timers. other places they just get the option with the lowest employer cost share.
health insurance in the US is a byzantine maze of combinations that change radically from state to state, town to town, and business to business.
edit: so, aflac offers a supplemental insurance, so your employer can buy a high deductible plan, and aflac steps in to pay enough of the remainder to make it a low deductible plan. you have two insurance cards, and a third party insurance management firm who takes a cut just to manage it all.
It happened to me a decade ago before I switched careers. I did substitute teaching and once I hit 29 hours for the week they’d send me home so I wouldn’t qualify for healthcare. I was regularly told I was one of the good subs, and I loved working with the staff and kids.
I tore my rotator cuff one summer and just had to grin and bear it for a year because I had no coverage and was worried about the bills. Thanks Uncle Sam!
I was working floating hours (unpredictable shifts, can’t work second job easily) for a chain store, I did this for the promised health care plan after six months employment.
I was fired one week before my insurance was to start; I was accused of stealing by a manager (who was doing the stealing himself).
I have had the exact same thing coincidentally happen at two other shit jobs, all three times it was actually the night manager. So they all had insurance and much higher pay, and they still stole from the business and screwed over their poor coworkers who had to be available for three different shifts every day of the week (unlike them, they worked the same shift every day).
I can’t recall the details because it’s been too long since I worked in the States, but it was something like if you work more than 30 hours per week the employer has to pay certain benefits. It’s cheaper for them to hire two 20hr workers than one 40hr worker, and then the two employees aren’t seeing any of the benefits they’re supposed to be getting. I assume that loophole is by oligarchical design.
When I worked in California I had to turn down raises/promotions because they would have knocked me past the cutoff for socialized healthcare, and the increased cost of mandated private health insurance would have been a massive pay cut.
Before Obamacare companies had the option to not provide healthcare at all, and more often their cutoffs when they did was 39 hours. ACA moving that to 30 was an attempt to get around employers hiring two people for part-time rather than 1 full-timer. And then they also made the norm of providing health insurance into a standard requirement.
Well-intentioned, reasonable compromise, modest reform-type stuff, but with raging Republican opposition to anything ever getting better and the inevitable min-maxing of loopholes, it only got us so far. And mail multiple key provisions has been repealed by the Republicans so…
While admitting that my recollection is flawed as hell, I remember it being the case that you couldn’t get a full 40 hours, but that you could easily get 30+ hours so long as you didn’t hit 40 enough times to count.
I’m not trying to agree with OOP that the ACA ruined everything, but it is a truly bizarre and flawed alternative to universal healthcare.
Also it turns out Republicans can oppose anything they’ve previously supported if they want. There’s no magical force that imposes consistency on them.
Send military help. It took wwii to get rid of (some) of the nazis from power, and it’s looking like it’s going to be the same course of events in america. They’re starting by bullying their neighbors and wanting to take land (greenland, canada, mexico, now venezuela is actually getting attacked), and you wanna bet that we’re going to see a repeat of germany/russia’s agreement to not attack each other and split poland (the eu)?
My personal bet is that everything will kick off because trump decides to froth out enough hatred about china to have a fishing dispute escalate into military actions.
imo, everyone right now left, right, and center are all coping on the idea that things “return to normal” (ie. unsustainable ratfucking) when trump croaks.
i…don’t think this happens, what ends up happening who the fuck knows, but i doubt it’s good. personally, my guess is the people who said violence will be required to remove them require violence to be removed, but i would be happy to be wrong there.
i definitely tell you nobody from outside the US will be coming to save america though
How is Obamacare limiting your hours? Are you a truck driver?
businesses with over 50 full time employees are required under obamacare to offer minimum health insurance. it doesn’t have to be affordable. most full time workers can’t afford their company’s family insurance, and don’t qualify for any subsidies because their employer offers insurance.
some places it is cheaper to hire only part timers. other places they just get the option with the lowest employer cost share.
health insurance in the US is a byzantine maze of combinations that change radically from state to state, town to town, and business to business.
edit: so, aflac offers a supplemental insurance, so your employer can buy a high deductible plan, and aflac steps in to pay enough of the remainder to make it a low deductible plan. you have two insurance cards, and a third party insurance management firm who takes a cut just to manage it all.
It happened to me a decade ago before I switched careers. I did substitute teaching and once I hit 29 hours for the week they’d send me home so I wouldn’t qualify for healthcare. I was regularly told I was one of the good subs, and I loved working with the staff and kids.
I tore my rotator cuff one summer and just had to grin and bear it for a year because I had no coverage and was worried about the bills. Thanks Uncle Sam!
I was working floating hours (unpredictable shifts, can’t work second job easily) for a chain store, I did this for the promised health care plan after six months employment.
I was fired one week before my insurance was to start; I was accused of stealing by a manager (who was doing the stealing himself).
I have had the exact same thing coincidentally happen at two other shit jobs, all three times it was actually the night manager. So they all had insurance and much higher pay, and they still stole from the business and screwed over their poor coworkers who had to be available for three different shifts every day of the week (unlike them, they worked the same shift every day).
Things are much worse now, sorry kids.
Class traitors suck. People that lean into the crab in the bucket mentality is part of the reason we’re in this mess. Sorry you dealt with that.
I can’t recall the details because it’s been too long since I worked in the States, but it was something like if you work more than 30 hours per week the employer has to pay certain benefits. It’s cheaper for them to hire two 20hr workers than one 40hr worker, and then the two employees aren’t seeing any of the benefits they’re supposed to be getting. I assume that loophole is by oligarchical design.
When I worked in California I had to turn down raises/promotions because they would have knocked me past the cutoff for socialized healthcare, and the increased cost of mandated private health insurance would have been a massive pay cut.
That shit was true long before Obamacare.
Before Obamacare companies had the option to not provide healthcare at all, and more often their cutoffs when they did was 39 hours. ACA moving that to 30 was an attempt to get around employers hiring two people for part-time rather than 1 full-timer. And then they also made the norm of providing health insurance into a standard requirement.
Well-intentioned, reasonable compromise, modest reform-type stuff, but with raging Republican opposition to anything ever getting better and the inevitable min-maxing of loopholes, it only got us so far. And mail multiple key provisions has been repealed by the Republicans so…
While admitting that my recollection is flawed as hell, I remember it being the case that you couldn’t get a full 40 hours, but that you could easily get 30+ hours so long as you didn’t hit 40 enough times to count.
I’m not trying to agree with OOP that the ACA ruined everything, but it is a truly bizarre and flawed alternative to universal healthcare.
For some reason people thought if they used the Republican’s plan for healthcare then republicans would have no choice but to support it.
All that happened is they got a shitty healthcare plan and the Republicana had nowhere to go and nothing to offer as an alternative.
Also it turns out Republicans can oppose anything they’ve previously supported if they want. There’s no magical force that imposes consistency on them.
Pretty sure that’s universally true
It never ceases to amaze me the way Americans are dealt such a shitty hand these days
Send military help. It took wwii to get rid of (some) of the nazis from power, and it’s looking like it’s going to be the same course of events in america. They’re starting by bullying their neighbors and wanting to take land (greenland, canada, mexico, now venezuela is actually getting attacked), and you wanna bet that we’re going to see a repeat of germany/russia’s agreement to not attack each other and split poland (the eu)?
My personal bet is that everything will kick off because trump decides to froth out enough hatred about china to have a fishing dispute escalate into military actions.
imo, everyone right now left, right, and center are all coping on the idea that things “return to normal” (ie. unsustainable ratfucking) when trump croaks.
i…don’t think this happens, what ends up happening who the fuck knows, but i doubt it’s good. personally, my guess is the people who said violence will be required to remove them require violence to be removed, but i would be happy to be wrong there.
i definitely tell you nobody from outside the US will be coming to save america though