To make it clear to those who are misunderstanding: that’s a list of companies that host matrix for you. They do it at a good price.
If you and your friends chip, it’ll be a few bucks a pop per month to have your own private server with voice chat rooms and video chat rooms.
It’s all opensource and contributes to the ecosystem. Best of all, no age verification because the data is yours.
The higher file size limitations are pretty handy for sending videos and high res pictures in chat
I’d rather not deal with those arbitrary limitations. And be nickel-and-dimed at every turn.