• technocrit@lemmy.dbzer0.com
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      14 hours ago

      In a world where credit is allocated on the basis of trust,

      lol jfc. What world are you talking about?

      Credit is allocated based on people printing money, starting wars, murdering people, etc.

      • cockmushroom@reddthat.com
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        9 hours ago

        You’re not wrong, but they generally don’t issue loans to people who aren’t expected to keep up with payments.