Pay securely with an Android smartphone, completely without Google services: This is the plan being developed by the newly founded industry consortium led by the German Volla Systeme GmbH. It is an open-source alternative to Google Play Integrity. This proprietary interface decides on Android smartphones with Google Play services whether banking, government, or wallet apps are allowed to run on a smartphone.
Microsoft is legally responsible if the software they provide is found to actually contain malware.
You don’t understand what you’re talking about. You’ve made that very clear twice now.