$37 for a burrito?

That’s only 6 easy payments of $9.99! I can afford two a year at that price! What a time to be alive!

  • Skullgrid@lemmy.world
    3·
    6 hours ago

    God, it was hype shit looking at magazines and ads and stuff back then. Wow, the argos catalog shows that you can buy XYZ!

    I was unable to participate because I was a kid and not able to buy shit because I had no money.

    Now interesting products and shit come out, and its “oh no, I have to save money for a mortgage” , “Oh no, my job market has hit another employment crisis”. 3d printers and VR seem really fun. I have nowhere to put a fucking 3d printer, nor a room I can afford to keep empty for VR.

    • papalonian@lemmy.world
      32·
      2 days ago

      There’s a bunch of bs predatory services that will let you finance literally every purchase. There’s a picture of someone “finally” paying off their $1.50 Costco hotdog after like 4 payments.

        • boonhet@sopuli.xyz
          3·
          2 days ago

          Those are usually interest free services. The company selling you the product pays the fee. Which means the fee is baked into every product.

          But also it’s a way to increase sales, otherwise they wouldn’t offer it. Not sure why the fuck they’re offering it on fast food in the US though, it’s meant for stuff that cost a bit more than you could afford right away in one payment but won’t make you destitute to pay in 3. E.g when I bought a bicycle, I bought a slightly nicer one than I had spare cash for, but paid the exact price over 3 months, not a cent extra. Not with Klarna, but similar service in my country.

          • kungen@feddit.nu
            2·
            2 days ago

            Those are usually interest free services.

            Until you forget a single payment… then you’ll get retroactive interest (back to the day of your purchase) at a very high percent, as well as other fees.

        • papalonian@lemmy.world
          2·
          2 days ago

          I’m sure you could, but with financial literacy where it is, I doubt even automating it at a mid sized scale would be enough for them to cut back on lending.

      • flamingo_pinyata@sopuli.xyz
        6·
        2 days ago

        One of the few good decisions in my life was rejecting a job offer from Klarna. It didn’t even pay amazingly well enough to do that shit. And as a bonus I heard they laid off that team about a year later.

  • WanderWisley@lemmy.world
    12·
    1 day ago

    Ads in the 90’s: look at our well thought out funny idea for selling you our products, we hope you enjoyed it.

    Ads today: look we paid an out of touch celebrity a godly amount of money to sell our Chinese made products, please laugh, please give us all your personal information.