• FiniteBanjo@feddit.online
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    12 hours ago

    You either look for house listings and contact the realtor selling the house (be wary of contract for deed sales, it can sometimes be a great deal as the owner is cutting out the middleman but it’s just as often a scam or otherwise legal nightmare), or you look for an empty residential lot and then buy a home to be brought in on trucks and come in various sizes and shapes: singlewide, doublewide, multiwide. You can also purchase homes from a plan and have it built on the spot.

    In almost every case, part of the process is getting approved for a home loan. Homes costs vary widely and can be anything from $60,000 to $6,000,000 USD, your monthly payments will depend on the interest rate and term on the loan and might be anywhere from $900 to $59,000.

    There are many cases where buying a home makes more sense than renting: you acrue equity which becomes profit when you eventually sell the home. The downsides, though, are that it can become difficult to leave once you have the responsibility of a home and the liability of losing your investment if anything ever happens to the home. If a home isn’t built to last then it could become worthless before you ever get a chance to flip it.

    • Yasmeen@lemmy.worldOP
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      12 hours ago

      I really want to buy a house so I can have a place of my own that’s in my name only. That way, if I ever get divorced, it would still be mine. After the honeymoon, I’ll start looking into it, and my husband will pay for it.

      • AA5B@lemmy.world
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        6 hours ago

        For me it was the opposite. As a married couple we had a house almost paid for. But then in the divorce we both had to get large mortgages again.

        I bought out her half of the house and now have a mortgage as big as our initial starting price 20 years ago, that doesn’t get paid off until I’m like 80. So that didn’t work so well

        Of course now I also have enough equity to buy a house in most of the country. So there’s definite upside

        • Yasmeen@lemmy.worldOP
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          6 hours ago

          Of course. I’m young, I don’t work, and I have to look out for myself. I already received a substantial mahr when I got married, which I gave to my family to invest since I’m not knowledgeable about that kind of thing. I also had it written into my marriage contract that my husband must deposit a set amount into my personal savings account every month, among other provisions. Saudi Arabia is a man’s world, women have to be smart if they want to thrive.