I cancelled a TD credit card, when I paid it off somehow $4 and something like 9 cents got over paid. The first time I got a statement I called in to get that money transferred back to me, they could not figure out how to do it so I was transferred to someone else who did not know how to do it after talking to many people I just said screw it I will figure it out when I have more time. every so often I will forget about this $4 and open the TD envelope and get reminded about it. This has been going on for years every so often I try calling them up and see if someone can help me but no.
I have been really considering finding whatever agency in Canada and making a complaint because I am not getting the stupid high interest rates on that $4.
I overpaid a credit card for $100 and canceled it because it was extra.
That overpayment stuck. But they’d canceled it so they couldn’t refund it. But I couldn’t use it because it was canceled. It was connected to me as a negative debt but couldn’t be activated, modified, or removed.
Every month, then, I’m reminded of this -$100 bill that, without any action from me, is paid promptly on time.
Fast forward 30 years.
It’s been a great credit bump for me, these 30 years of -$100 owed and paid every month. I’m told it still reflects well on my credit, because it’s SO long-term and steady. They asked whether I wanted it removed, now, because they finally can, and I asked for it to be left on.
I wish the TD card is off of my credit score, having a credit card charge me the four dollars and than pay it automatically with its self would be awesome.
I cancelled a TD credit card, when I paid it off somehow $4 and something like 9 cents got over paid. The first time I got a statement I called in to get that money transferred back to me, they could not figure out how to do it so I was transferred to someone else who did not know how to do it after talking to many people I just said screw it I will figure it out when I have more time. every so often I will forget about this $4 and open the TD envelope and get reminded about it. This has been going on for years every so often I try calling them up and see if someone can help me but no.
I have been really considering finding whatever agency in Canada and making a complaint because I am not getting the stupid high interest rates on that $4.
I overpaid a credit card for $100 and canceled it because it was extra.
That overpayment stuck. But they’d canceled it so they couldn’t refund it. But I couldn’t use it because it was canceled. It was connected to me as a negative debt but couldn’t be activated, modified, or removed.
Every month, then, I’m reminded of this -$100 bill that, without any action from me, is paid promptly on time.
Fast forward 30 years.
It’s been a great credit bump for me, these 30 years of -$100 owed and paid every month. I’m told it still reflects well on my credit, because it’s SO long-term and steady. They asked whether I wanted it removed, now, because they finally can, and I asked for it to be left on.
Neat.
I wish the TD card is off of my credit score, having a credit card charge me the four dollars and than pay it automatically with its self would be awesome.