I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
Bank card, personal id, driving licence, health insurance card, blood donor card, bone marrow donor card, business cards I receive and forget, cash, parking ticket (from the till not from the cops)
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
Bank card, personal id, driving licence, health insurance card, blood donor card, bone marrow donor card, business cards I receive and forget, cash, parking ticket (from the till not from the cops)
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
Cash
I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.
Around me, I’ve seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.
While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.
That’s about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.
No argument, the cash discount framing is more honest.
I haven’t noticed this in my area.
Some people have started to find the use of cash easier for budgeting. But each to their own I guess
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.