What do you mean you can’t make change for a $20?
garfield without garfield
In the UK, most independent shops prefer cash to avoid paying EFTPOS fees. It’s therefore common to see “Cash is King” signs by the tills. In fact, some businesses (e.g. fish and chip shops and barbers) retain cash-only policies.
Edit: grammar.
In Germany this is also the case in the surface. In reality it’s just easier to avoid taxes with cash
In the US credit cards are the most common, which typically charge the merchants a 3-5% processing fee, so I’ve seen more and more places offering a discount for paying with cash.
Italy: transactions under 10€ rarely (if ever) have any fees.
Over 10€ is still rare for them to have any fee, but even if they have, they are usually so small that nobody considers them. In fact, if someone prefers cash, I automatically think they want to avoid taxes (mostly VAT).
A cashier told me once that it was rare that I tried to pay with an actual card, as nowadays people pay with their phone when they say they want to pay with card.
Here in a lot small shops you can pay with card only if you pay more then some amount, usually more than 4-5 EUR. Afaik it’s not legal though
What convenience does a digital wallet add that a card cannot do ? isn’t a digital wallet way less safer given that mobile platforms are the least secure ?
You would be easily able to find someone willing to butt chug an entire bottle of bleach before you find a single normal human that gives a single flying fuck about the security of their phones digital wallet out side of lemmy and the most shut in circles of nerdom.
It’s just not a real argument, care or reality.
Is that a problem? More then likely yes. But is it the reality of the situation.
Phones are something people already carry around. Most young adults don’t even keep their IDs on them anymore and just have pictures of them in their phone.
I work a job that requires frequently IDing people at a gate. In the last 3 months out of over 10k people only a handful even had their wallet on them while driving.
I’m just handed their phone with their gallery open to their id.
What convenience does a digital wallet add that a card cannot do
Be part of phone. People don’t like cash cuz you have to lug it around. People are dropping cards for digi wallet because then they don’t have to lug card around.
isn’t a digital wallet way less safer given that mobile platforms are the least secure ?
No one outside of lemmy cares.
If my card would be stolen, the thief could pay some amount without entering the pin on a contactless terminal. On the phone you can’t pay without touching the fingerprint reader, so it’s more secure from at least this common atttack vector
In Poland I know that’s illegal at least. A lot of shops tried to oppose cards, but law was more and more enforced. If shop proclaimed they service cards, they had to service them like cash - without any weird requirements.
The illegal part is that they add a restriction. If card payment is available they should offer it to everyone. Cash payments are still common here in Hungary
