Transcript
[An angry kid sits at his desk in school complaining]
Kid: Ugh why don’t you teach us about things we’ll actually need to know as adults?!
[An unamused teacher]
Teacher: Ok, I’m going to teach you how to do your taxes while also dealing the death of a loved one
[The teacher, wearing the same expression, holds a knife in one hand, and a hamster in the other]
Teacher: Please itemize your deductions while I deal with Mister Hamps, the class pet
[A class of shocked and crying kids look on in horror while trying to simultaneously do their taxes. The cries of the hamster off screen are cut off abruptly]
Hamster: SQWEEE- -


Pretty sure it depends on the state. In NY, my mom’s credit card debt disappeared when she died. I do not think that’s the same in other states. I assume it usually transfers to the spouse.
Depends on the debt, too. The feds changed things a few years ago so federal student loan debt can’t be discharged in death.
I’ve not lived in many states, but when my dad died in Maryland, there was a period during which creditors had three opportunity to collect from his estate, then any debts were considered forfeit.
Spouses yes, but only because things are generally in both names. Children no. They’ll try to lie and say it is, but it’s not.